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Rugby League
Rugby League Talk
Alex McKinnon
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[QUOTE="Morkel, post: 2790641, member: 8215"] Definitely agree. It might not be that easy for NRL players though. I can't remember exactly the details, but I think in the latest CBA they looked at universal insurance for players, and one of the sticking points was its cost. Frankly, if I was an insurance company, I'd look at NRL players and determine there is a massive risk. I think they managed to sort it out, but that may be where the $500k max comes from. Having that cap was potentially the only way to make it affordable. Now remember, the underwriter would have all of the policies, and as we know, the more people buy in to a policy, the more the risk is spread and the more costs come down. If a player were to source insurance off their own bat, I would expect it would be far more expensive for a like-for-like policy, let alone for one with increased cover. So yeah, even if a player did try to cover themselves, it may well be far too expensive to justify. [/QUOTE]
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Rugby League Talk
Alex McKinnon
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