Should Mam be sacked?

[McHunt]

Drug addicts.

Did you learn that from Reefer Madness?

 

[BroncosFever]

Badel is reporting that this incident could cost Mam around $500k.

• Rehab bill is $100k
• Repairs to both vehicles (his + uber)
• Fines from both the Broncos and the NRL

It's not mentioned in the article, but a good chance he'd have to pay compensation to the other parties (no doubt he'll settle if the other parties file a law suit)

Badel claiming rehab costs 100k is right up there as one of his best.

 

[Nashy]

Wrong

What voids car insurance?

Learn about the common car insurance mistakes that could lead to a rejected claim. Follow these tips to keep yourself in the clear come claim time Read more!

www.suncorp.com.au

Commercial insurance is different. They protect the owner of the car, not the driver. If this was a company vehicle, it'll be insured for anything a fuckwit using the car does behind the wheel.

Just like if an Avis renter was destroyed by a pissed driver, their insurer would still pay out to Avis.

 

[Nashy]

Did you learn that from Reefer Madness?

 

[Broncosarethebest]

Commercial insurance is different. They protect the owner of the car, not the driver. If this was a company vehicle, it'll be insured for anything a fuckwit using the car does behind the wheel.

Just like if an Avis renter was destroyed by a pissed driver, their insurer would still pay out to Avis.

With my experience it comes down to what you're willing to pay to cover it (if you're handing the keys to a young footballer you'd assume you'd be paying the highest price).

You can get commercial insurance for cars where the drivers have to blow 0.00 for alcohol test after a crash otherwise insurance is void (this is cheaper). Know a guy who went this option and regretted it when an employee crashed after a few beers the night before, was well under 0.05 but wasn't 0.00, insurance said not our problem, employee didn't break the law (and wasn't aware of this clause).

Under the influence of drugs would definitely void it, you'd assume no license would do it to. I thought no licence would even void the CTP?

 

[Dexter]

So, no matter who the driver is, CTP insurance will pay out if you're injured in a car accident with a registered vehicle. Even if the at-fault driver is unlicensed or underaged, CTP can cover hospital expenses, rehabilitation, lost income and long-term care.

Compulsory Third Party (CTP) covers claims made against you if you or anyone else driving your car has an accident and someone is injured or dies. CTP doesn't cover damage caused to vehicles or property. For that, you'll need car insurance.

 

[Broncosarethebest]

So, no matter who the driver is, CTP insurance will pay out if you're injured in a car accident with a registered vehicle. Even if the at-fault driver is unlicensed or underaged, CTP can cover hospital expenses, rehabilitation, lost income and long-term care.

Compulsory Third Party (CTP) covers claims made against you if you or anyone else driving your car has an accident and someone is injured or dies. CTP doesn't cover damage caused to vehicles or property. For that, you'll need car insurance.

Thanks mate, that makes sense.

I knew the difference between CTP and property damage. Couldn't remember if unlicenced drivers/intoxicated drivers would void that.

Basically the only time CTP isn't covered is when a vehicle isn't registered, therefore having not having insurance policy at all.